Canadian Loss Experience Automobile Rating (CLEAR Rating)

A rating system that groups cars based on their claims experiences, such as repairs, injury claims, frequency of theft. Your premium may vary depending on whether or not your insurer uses CLEAR rating. For example, if your car’s repair costs are fairly economical, an insurer that uses CLEAR rating might be able to give you a lower rate. About 50% of insurers use CLEAR rating to establish their rates.