General Liability

Covers four types of exposures namely (A) bodily injury and property damage liability, (B) personal injury liability, (C) medical payments, (D) tenants’ legal liability.  Coverage includes products & completed operations, however such coverage can be excluded.  A products loss arises after a product has been sold, is away from the Insureds premises, malfunctions and causes damage (ie: a dishwasher overflows in a residence and damages hardwood floor).  A completed operations loss arises when an operation is complete or abandoned (ie: a repairman fixes a dishwasher and it subsequently overflows because the repair was improperly performed).