Glossary

Non Owned Auto

Indemnifies the insured for the legal liability arising out of the operation of non-owned vehicles used in the insureds business (ie: an employee using their own car for a business errand).  It is a general rule of law than an employer is responsible for the negligent acts or omissions of an employee in the course of employment who could be involved in claims arising from the employees negligent operation of the employee’s own vehicle.